Owning a flower shop

I own a very small flower shop in a very large town. Most people told me it wouldn’t work out but I sure showed them and I am ready to actually expand the business into two more stores in the neighboring cities. The only situation I don’t have under control in my life is personal injury protection and what I am going to do if something happens to me. I don’t know who I would call or what would happen if I did call someone. What do they actually do? I hope someone has the answers for me because I am in it for the long haul.

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